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Websites Mentioned in this Video
freeCreditReport.com (by Experian)
hcad.org (Harris County Appraisal District)
FBCAD.org (Fort bend apprisal District)
This video show you step by step how to quickly research any person. For example suppose your son met a girl and he says she is very nice and very hot. And after meeting her a few times, he wants to marry her. But before you give your blessings for their marriage, you want to find as much as you can about her, about her family and about her background. So, this video will tell you how do this quickly and for free. I remember US President Reagan once saying when he was negotiating nuclear accords with Soviet leader Mikhail Gorbachev, President Reagan had said, “Trust but verify”.
This means that trusting without verifying is stupid. Trust comes when we know a person. But in order to know a person, either we spend a lot of time with him or her or we find as much as we can about him and his background. If you work for the CIA, you do not need to learn from me how to do this. But for most of us, this video will arm you with tools and techniques for researching any person.
So, as I said, it’s a very good idea to do a background check before taking on a roommate or going out on a date with that new crush you met online. You never know what sort of dangerous details could be lurking in someone’s past.
Because checking people’s background is such a pressing need, there are dozens of ways to go about this. Fortunately, several ways won’t cost you a thing.
A Google search could turn up other things about the person that might make you think twice, too. However, you probably won’t see important details about whether they’ve been arrested or evicted in the past. But sometimes Google search also reveals arrest details.
I must inform you about a very tricky fact about background checks. If you are performing a background check as a landlord or employer — or for credit, medical or insurance reasons — you can’t use just any service.
Also before your proceed, make sure to get a written authorization from the person allowing you to investigate their background.
Under the Fair Credit Reporting Act, you have to use a Consumer Reporting Agency. A CRA has to maintain certain standards for data protection and offer dispute resolution.
If you do reject a potential tenant or employee (even semi-informal employees like domestic workers) based on a background check from a company that isn’t a CRA, you could wind up in trouble.
For checking on potential roommates or romantic partners, you can use just about any service or (legal) method.
So, as I said, the simplest option for a background check is to hire a professional service. You can find dozens of background check agencies online.
You will need to watch out for scam companies. Look around at several companies to find the average price for a background check and avoid any companies that are too low or too high.
This video goes through the entire background screening process – from what information is needed, how companies look up the information, what can cause delays and even what to do if a discrepancy arises.